How to Withdraw USDT to Bank, Nagad, Bkash, Rocket, Upai, Binance & Bybit (2025 Guide)

Cryptocurrency has taken the financial world by storm, and USDT (Tether) is one of the most popular stablecoins used worldwide. Many traders and investors use USDT because it is pegged to the US dollar and provides stability compared to volatile coins like Bitcoin or Ethereum.

However, earning, trading, and holding USDT is only half the journey. At some point, you’ll want to withdraw USDT into your local currency—whether that means withdrawing into bank accounts, mobile wallets like Nagad, Bkash, Rocket, Upai, or into other crypto exchanges like Binance and Bybit.

• What is USDT and why it’s important

• Different methods to withdraw USDT

• Step-by-step withdrawal guide (with screenshots explanation)

• How to withdraw to:

  • Bank Accounts

  • Nagad

  • Bkash

  • Rocket

  • Upai

  • Binance Wallet

  • Bybit Wallet

• Fees, charges & withdrawal times

• Security tips while withdrawing

• Common mistakes & how to avoid them

• FAQs

By the end of this blog, you’ll know exactly how to cash out USDT safely and quickly into your preferred wallet or bank.

 Cryptocurrencies have changed the way we deal with money. Among thousands of coins and tokens, USDT (Tether) has gained massive popularity because it is a stablecoin that is pegged to the US Dollar (1 USDT ≈ 1 USD). Unlike Bitcoin or Ethereum, which are highly volatile, USDT gives stability and allows traders to move money quickly between wallets and exchanges without worrying about big price drops.

But here’s the real problem:

👉 You may earn, trade, or receive payments in USDT, but at the end of the day, you’ll likely need to convert and withdraw USDT into your local currency—whether it’s into a Bank Account, Mobile Wallet (Nagad, Bkash, Rocket, Upai), or into other exchanges like Binance and Bybit.

This is where many beginners get confused.

• Which network should I use (ERC20, TRC20, BEP20)?

• How do I avoid high fees?

• How do I make sure my USDT doesn’t get lost?

• Which is safer: bank transfer, mobile wallets, or exchange-to-exchange?

This step-by-step withdrawal guide will solve all of that for you.

🔹What is USDT and Why It’s Popular

USDT (Tether) is a stablecoin launched in 2014. Unlike other cryptocurrencies, USDT is backed by reserves that aim to maintain its 1:1 peg with the US Dollar. This means:

• 1 USDT ≈ $1 USD (most of the time)

• Traders use it to avoid volatility

• Businesses use it for international payments

• Investors use it as a safe haven during market crashes

💡 Networks USDT Runs On

USDT exists on multiple blockchains. The most common are:

• ERC20 (Ethereum Network) → High fees but widely supported

• TRC20 (Tron Network) → Very low fees (popular for withdrawals)

• BEP20 (Binance Smart Chain) → Low fees, works well with Binance ecosystem

⚠️ Choosing the wrong network can result in loss of funds, so always check the supported network of your receiving wallet before withdrawing.

🔹 Withdrawal Methods Available

When you want to withdraw USDT, you have multiple options:

1. Bank Transfer – Cash out to your local bank account (via exchange or P2P).

2. Mobile Wallets – Nagad, Bkash, Rocket, Upai (via P2P sellers or crypto wallets that support local payouts).

3. Exchange-to-Exchange Transfer – Binance, Bybit, KuCoin, etc.

4. P2P (Peer-to-Peer) Transfer – Selling USDT to another person for local money.

Each method has pros & cons:

• Bank Transfers → Higher limits, slower speed.

• Mobile Wallets → Instant, but usually limited amounts.

• Exchange-to-Exchange → Best for traders, not for cashing out directly.

• P2P → Flexible, but requires trust in the counterparty.

🔹 Chapter 3: Step-by-Step Guide to Withdraw USDT

This is the core section of the blog. Let’s break it down by each withdrawal method.

✅How to Withdraw USDT to Bank Account

1. Log into your crypto exchange (Binance, Bybit, Huobi, etc.).

2. Go to Wallet → Withdraw.

3. Select USDT.

4. Choose Network (TRC20 recommended for low fees).

5. Enter Bank Withdrawal Option (if supported by exchange).

6. If your exchange doesn’t support direct bank transfers, use P2P Trade:

   • Select a buyer who will pay via bank transfer.

   • Enter amount of USDT to sell.

   • Wait for the buyer to transfer money to your bank account.

   • Release USDT once you confirm payment.

💰 Fees: 0.1%–1% depending on exchange and P2P.
⏱ Time: 10 mins – 24 hours.

✅How to Withdraw USDT to Nagad

1. Open your exchange app.

2. Go to Wallet → Withdraw → USDT.

3. Choose Network (TRC20 recommended).

4. Enter your P2P Seller’s USDT Wallet Address who pays via Nagad.

5. Enter the withdrawal amount.

6. Confirm transaction → Receive funds in Nagad.

💡 Pro Tip: Many P2P traders in Bangladesh directly offer Nagad as a payment option. Always check their rating before trading.

💰 Fees: 1% approx.
⏱ Time: Usually less than 10 minutes.

✅How to Withdraw USDT to Bkash

Bkash is one of the most widely used mobile wallets in Bangladesh.

Steps:

1. Open Binance/Bybit (or any exchange that supports P2P).

2. Select Trade → P2P → Sell USDT.

3. Choose Payment Method: Bkash.

4. Enter amount and confirm.

5. Once the buyer sends money to your Bkash account, release USDT.

⚠️ Always check the transaction SMS from Bkash before releasing USDT.

✅ How to Withdraw USDT to Rocket

Rocket is another mobile banking solution. The process is the same as Nagad/Bkash:

1. Open P2P exchange.

2. Select Payment Method: Rocket.

3. Enter Rocket account number.

4. Sell USDT to a verified buyer.

5. Confirm payment → Release USDT.

✅ How to Withdraw USDT to Upai

Upai is less common but supported by some P2P traders.

Steps:

1. Open your wallet → Withdraw.

2. Enter P2P Seller’s Wallet Address.

3. Provide your Upai number as payment method.

4. Confirm and wait for payment.

✅Withdraw USDT to Binance Wallet

If you want to move USDT between exchanges (say, from Bybit to Binance):

1. Copy your Binance USDT Wallet Address (make sure to choose correct network).

2. Open the exchange you’re withdrawing from (Bybit).

3. Go to Withdraw → USDT.

4. Paste Binance address + select the same network.

5. Enter amount → Confirm.

Funds usually arrive within minutes.

✅Withdraw USDT to Bybit Wallet

Similar process as Binance:

1. Copy Bybit Wallet Address.

2. Go to the exchange you’re sending from.

3. Enter address, select network, confirm.

4. Funds will reflect in your Bybit wallet.

🔹 Withdrawal Fees, Charges & Limits

• Bank Transfers → $5–$20 fee (depending on exchange).

• Nagad/Bkash/Rocket/Upai → 1%–2% (via P2P traders).

• Binance/Bybit Transfers → Usually $1 (TRC20).

• Minimum Withdrawals → Varies (sometimes $10, sometimes $20).

🔹 Security Tips for Withdrawing USDT

• Always double-check the wallet address before sending.

• Use TRC20 for cheaper fees (unless receiver doesn’t support it).

• Never release USDT before confirming payment in P2P.

• Enable 2FA (Two-Factor Authentication).

• Use trusted P2P traders with high ratings.

🔹 Common Mistakes to Avoid

1. Choosing the wrong network (e.g., sending TRC20 to ERC20).

2. Sending to the wrong wallet address.

3. Releasing USDT before receiving cash in P2P.

4. Ignoring fees (some networks cost $20+).

5. Not keeping transaction proof.

🔹FAQs

• Q1: Can I withdraw USDT directly to my bank?
  Yes, but only if your exchange supports it or through P2P buyers.

• Q2: Which is better – Nagad or Bkash for withdrawal?
  Both are good. Nagad is slightly faster, Bkash is more widely used.

• Q3: What is the cheapest way to withdraw USDT?
  Using TRC20 network + P2P sellers is usually cheapest.

• Q4: Can I withdraw USDT to Rocket/Upai?
  Yes, but only if you find P2P sellers offering those payment methods.

🔚 Conclusion

Withdrawing USDT may look confusing at first, but once you understand the process of selecting the right network, wallet address, and payment method, it becomes very simple.

Whether you want to withdraw to Bank, Nagad, Bkash, Rocket, Upai, Binance, or Bybit, the process always involves:

1. Selecting Withdraw USDT

2. Choosing the Right Network

3. Entering the Correct Wallet Address or Payment Method

4. Entering Amount + Confirming

⚠️ Always trade with trusted sellers, use P2P safely, and double-check every detail to avoid loss.

By following this guide, you’ll never face issues withdrawing USDT again. 🚀